Why TDI Hawaii®? We're 'fiduciaries', not just insurance agents.
Get the Best for Less! TDI from a Market Leader
Looking for TDI in Hawaii?
Call Hawaii TDI®. We’re dedicated to supporting Hawaii's small businesses so you can focus on running your business without stress.
We make securing Temporary Disability Insurance simple and straightforward. As experts in the field, we offer the most affordable TDI coverage in the state—guaranteed!
Get the Best for Less! TDI from a Market Leader
Why TDI Hawaii®? We're 'fiduciaries', not just insurance agents.
Get the Best for Less! TDI from a Market Leader
TDI in Hawaii:
Like everything in Hawaii, we're unique.
By state law, employers in Hawaii are required to provide Temporary Disability Insurance (TDI) for their employees. We offer competitively-priced TDI plans that meet all state requirements, as well as enhanced plans that provide additional income protection beyond the basic benefits.
TDI in Hawaii:
Like everything in Hawaii, we're unique.
By state law, employers in Hawaii are required to provide Temporary Disability Insurance (TDI) for their employees. We offer competitively-priced TDI plans that meet all state requirements, as well as enhanced plans that provide additional income protection beyond the basic benefits.
For your Temporary Disability Insurance needs in Hawaii,
call Hawaii TDI.
Why TDI Hawaii®? We're 'fiduciaries', not just insurance agents.
Why TDI Hawaii®? We're 'fiduciaries', not just insurance agents.
Why TDI Hawaii®? We're 'fiduciaries', not just insurance agents.
We consider ourselves a collaborative partner in providing Temporary Disability Insurance(TDI). As your fiduciary advisors, we are committed to listening to your needs and working together with respect. If we believe another provider may better meet your needs, we’ll make the introductions without expecting anything in return.
Since 2001
We consider ourselves a collaborative partner in providing Temporary Disability Insurance(TDI). As your fiduciary advisors, we are committed to listening to your needs and working together with respect. If we believe another provider may better meet your needs, we’ll make the introductions without expecting anything in return.
Since 2001, we’ve been fully licensed and credentialed in TDI in Hawaii. What sets us apart? We are fiduciary advisors, not only for insurance but also for securities, allowing us to assist with 401(k) and individual IRA planning. Reach out to us to discuss TDI coverage in Hawaii.
meet Our "Easy TDI®" Team
Expertise and Knowledge through Experience
We’re experienced, knowledgable professionals that specialize in serving the needs, desires, and expectations of our clients.
Our managing director, Garrett Wheeler, brings his 20+ years of real-world business experience to SEA Financial Hawaii, our advisory practice. As a fiduciary-level investment advisor, he takes a "holistic" approach to client relationships. What sets him apart is his fiduciary, investment advisor credentials, but most of all, it is his philosophy of serving others beyond the call. Need help starting a retirement or investment plan for yourself? Let us serve you today. Aloha!
Our Island-Style Values
At Hawaii TDI, we believe in integrity, honesty, and transparency. When it comes to temporary disability insurance, we always put our clients' needs first. We strive to build long-term relationships based on trust and mutual respect.
The best TDI coverage available in Hawaii at the lowest cost.
Call Hawaii TDI (808)532-1516 or book a FREE planning call below. Aloha!
WHO IS ELIGIBLE FOR TDI? ALL EMPLOYEES?
To be eligible for TDI benefits, an employee must have at least 14 weeks of Hawaii employment during each of which the employee was paid for 20 hours or more and earned not less than $400 in the 52 weeks preceding the first day of disability. The 14 weeks need not be consecutive nor with only one employer. The employee must also be incurrent employment to be eligible.
SO, WHAT IS TDI?
Temporary Disability Insurance (TDI, like workers' compensation and unemployment insurance programs, is a "wage replacement" program. This means if you are unable to work because of an off-the-job sickness or injury and you meet the qualifying conditions of the law, you will be paid disability or sick leave benefits to partially replace the wages you lost.
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Frequently Asked Questions
Please contact us if you cannot find an answer to your question.
No. here in Hawaii, TDI does not include medical care. Other states may vary. Check with your officials in the state you reside and are employed.
The cost of providing TDI benefits may be financed in one of two ways: 1. Your employer may pay the entire cost. 2. Your employer may require you to share in the cost, in which case, your employer may deduct one-half the premium cost but not more than 0.5% of your weekly wages up to the maximum set annually by DCD. If your employer deducts more than the law prescribes, notify the DCD Office im mediately. Example: An employee's weekly wage is $100. The premium cost is 80¢ per $100 of covered wages. Since the employer cannot charge the employee more than one-half the premium cost, the employee's share is 40¢. To further determine whether this amount is within statutory limit, calculate 0.5% of the employee's weekly wage of $100. The answer is 50¢. The 40¢ premium withholding is within statutory limit. No contributions can be withheld from an employee who does not meet the law's eligibility requirements.
NOTE: Hawaii State law is subject to change. This information is effective 2023.
Yes, Hawaii is somewhat unusual: state-mandated TDI coverage is required. If you have just one (1) employee, you'll need TDI coverage. We get calls weekly from organizations on the U.S. mainland looking to do business in the islands.
By state law, employers in Hawaii must provide temporary disability insurance (TDI) for their employees. However, state-mandated minimum coverage may not meet the needs of all employers and their employees.
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Low-Cost Easy TDI®
If you're looking for low-cost TDI coverage, you've come to the right place. We make it easy. Fill out the form to the left and you'll get a no-cost, no obligation EasyTDI® quote.
We're a team of TDI experts and we'll be here every step of the way to help you. We’ll do the heavy lifting for you--from providing you with an affordable quote, to getting your policy underwritten effectively. EasyTDI® utilizes the latest tech (Docusign) to streamline the process. Let's get started!
HAWAII TDI
1650 Ala Moana Boulevard, Honolulu, Hawaii 96814, United States
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